We are a referral service only and do not directly fund any credit product. Your request will be referred to a third party lender who will contact you directly to ascertain if they can facilitate your requirements. The third-party will appraise you of their fees, charges, and terms before you would enter any contract with them. We may receive a referral fee (amount not ascertainable) from the third party depending on the outcome of their dealings with you. It is recommended that you obtain independent legal and financial advice before taking up any products that you may be referred to and offered. Although as loan facilitators, we are required to be registered in Australia under Australian Credit License 389610, Credit Representative Number: 514197, we are advised by New Zealand Financial Service Providers Register that we are not required to be registered in New Zealand under New Zealand law.