What does Breezy Loans NZ do?
We're lender-finding specialists who can make finding reputable Kiwi lenders a breeze. Applying with us takes just a few minutes and means that, if you meet our criteria, we'll do our best to find you a lender who could help you out.
What are payday loans?
Payday loans are personal loans that work around your pay schedule. Payday loans are typically unsecured, short-term loans and are usually paid off by your next pay cycle.
Do we offer payday loans?
No, Breezy Loans NZ is a lender finding service only. As a result, we cannot provide payday loans but we can help you find lenders that do.
What is your eligibility criteria?
To be eligible for a Breezy loan you simply need to be:
What do I need to provide when I apply?
Our application is paperwork free! Since we only handle the initial application we will only need you to submit your bank statements. If we find you a lender, you might need to supply additional documents. For example, your loan provider may require copies of payslips or other bills if they need to verify further information. You may want to check with the lender you're paired with to see exactly what they need.
Can I apply if I have bad credit?
Yes! We welcome all applicants, no matter what their finances say. We can't promise to help everyone, but we may be able to find you a lender that's capable of offering you the finance you need. So, don't let bad credit hold you back from applying!
Can I apply if I receive government benefits?
Yes! If you receive government benefits you may still be eligible for a loan with a lender. We can't guarantee approval, but we will endeavour to find you a suitable loan provider regardless of your situation.
What happens after I'm approved?
If you're approved for the loan with a lender we match you to, congratulations! Generally, your lender will transfer your funds as soon as they receive your signed loan agreement. However, we do not have any control over other lenders or their loan processes. So, if you have any questions regarding your loan please direct them to your loan provider.
We are a referral service only and do not directly fund any credit product. Your request will be referred to a third party lender who will contact you directly to ascertain if they can facilitate your requirements. The third-party will appraise you of their fees, charges, and terms before you would enter any contract with them. We may receive a referral fee (amount not ascertainable) from the third party depending on the outcome of their dealings with you. It is recommended that you obtain independent legal and financial advice before taking up any products that you may be referred to and offered. Although as loan facilitators, we are required to be registered in Australia under Australian Credit License 389610, Credit Representative Number: 514197, we are advised by New Zealand Financial Service Providers Register that we are not required to be registered in New Zealand under New Zealand law.